Wayne Cowan

Home warranties are marketed as a safety net for homeowners, offering protection against costly repairs and replacements of appliances and systems. On the surface, they sound like a great idea—especially for homeowners looking for peace of mind. But are home warranties all they claim to be? Unfortunately, the answer is often more complicated than the

When purchasing a home or maintaining an existing one, you may wonder whether a home warranty is worth the investment. While homeowners insurance covers damages caused by natural disasters, theft, or accidents, a home warranty focuses on repairing or replacing major home systems and appliances due to normal wear and tear. But is it right for you? In this